Rate Comparisons
Loan Factory vs. Wells Fargo
Rates as of Tuesday, October 22 2024 at 12:00 PM (Pacific Time)
| Wells Fargo | ||
|---|---|---|
| Rate | 6.25% (APR=6.257%) | 6.25% (APR=6.443%) |
| Points / Credits | $152 | $7,375 |
| Payment | $1,231 | $1,231 |
| Saving over 30 years | $7,223 | $0 |
(Assumptions: Purchase price: $267,000. Loan amount: $200,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Chase
Rates as of Tuesday, October 22 2024 at 10:50 AM (Pacific Time)
| Chase | ||
|---|---|---|
| Rate | 6.125% (APR=6.15%) | 6.75% (APR=6.842%) |
| Points / Credits | $807 | $2,853 |
| Payment | $1,823 | $1,946 |
| Saving over 30 years | $46,250 | $0 |
(Assumptions: Purchase price: $375,000. Loan amount: $300,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Citibank
Rates as of Tuesday, October 22 2024 at 12:00 PM (Pacific Time)
| Citibank | ||
|---|---|---|
| Rate | 6% (APR=6.012%) | 6.5% (APR=6.692%) |
| Points / Credits | $188 | $1,125 |
| Payment | $899 | $948 |
| Saving over 30 years | $18,577 | $0 |
(Assumptions: Purchase price: $200,000. Loan amount: $150,000. ZIP code: 90001, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Bank of America
Rates as of Tuesday, October 22 2024 at 12:00 PM (Pacific Time)
| Bank of America | ||
|---|---|---|
| Rate | 6.25% (APR=6.25%) | 6.75% (APR=7.015%) |
| Points / Credits | $0 | $1,726 |
| Payment | $1,231 | $1,297 |
| Saving over 30 years | $25,486 | $0 |
(Assumptions: Purchase price: $250,000. Loan amount: $200,000. ZIP code: 95464, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Guaranteed Rate
Rates as of Tuesday, October 22 2024 at 12:00 PM (Pacific Time)
| Guaranteed Rate | ||
|---|---|---|
| Rate | 6.125% (APR=6.15%) | 6.375% (APR=6.739%) |
| Points / Credits | $942 | $4,015 |
| Payment | $2,127 | $2,184 |
| Saving over 30 years | $23,593 | $0 |
(Assumptions: Purchase price: $437,500. Loan amount: $350,000. ZIP code: 60666, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Better.com
Rates as of Tuesday, October 22 2024 at 12:01 PM (Pacific Time)
| Better.com | ||
|---|---|---|
| Rate | 6.125% (APR=6.131%) | 6.5% (APR=6.697%) |
| Points / Credits | $104 | $3,200 |
| Payment | $972 | $1,011 |
| Saving over 30 years | $17,136 | $0 |
(Assumptions: Purchase price: $200,000. Loan amount: $160,000. ZIP code: 94123, Credit 760+. Single Family Residence. Primary Residence. 30-day lock)